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Simplify your everyday purchases

Which are the characteristics:

Credit cards in San Marino

T.P@Y is the first payment institution under San Marino law, officially operating in the territory of San Marino.

Personal Credit Card

The T.P@Y personal card, the new “made in San Marino” card – introduced in 2017 – allows you to withdraw cash from all ATMs in the Republic of San Marino, Italy and around the world.

What’s more, you’ll be able to make purchases in millions of shops, bars and restaurants, stay in the best participating hotels and shop online securely.

With T.P@Y, you can benefit from a range of services that make your credit card even more versatile and secure:

  • Multi-risk insurance
  • Payment of motorway tolls
  • Monthly statements, including online, with details of transactions
  • SMS Alert Service for purchases
  • Online registration for Mastercard SecureCode security systems (required for internet purchases).

Corporate Credit Card

If you have a business and you need to better manage the business expenses of owners, managers and agents, the T.P@Y corporate credit card is the ideal solution.
Each credit card can be customised with varying credit lines to ensure that individual spending needs are met while keeping within budget. And that’s not all: you can also track every purchase and payment in detail via your T.P@Y statements.
The T.P@Y card allows you to withdraw cash from ATMs in the Republic of San Marino, Italy and around the world.
What’s more, T.P@Y allows you to make purchases in millions of shops, bars and restaurants, stay in the best participating hotels and shop online securely.

With T.P@Y, you can benefit from a range of services that make your credit card even more versatile and secure:

  • Multi-risk insurance
  • Payment of motorway tolls
  • Monthly statement with details of transactions
  • SMS Alert Service for purchases
  • Online registration to Mastercard SecureCode security systems (required for internet purchases).

Online payments with SCA (Strong Customer Authentication)

San Marino has implemented the second Payment Services Directive (EU) 2015/2366 (known as PSD2), which aims to provide greater protection, transparency and security in digital payments and therefore introduces new security requirements for accessing online accounts and making card payments.
With PSD2, SCA (Strong Customer Authentication) has become operational, including in San Marino.

SECURITY OF SCA (Strong Customer Authentication)

SCA reduces fraud and the risk of declined transactions related to online purchases and provides an improved payment experience for cardholders.
SCA introduces an even more secure authentication system: the cardholder must use at least two of the three security elements to make payments on secure Internet sites.

Download the handy app to view the balance, authorised transactions and availability of all your cards. You also have access to all the security services linked to your cards.
T.P@Y Customer Service is available Monday to Friday, from 08:30 to 18:00. To freeze your card, or for information and assistance, please call +378 (0549) 943886.

What are you waiting for?
Request your T.P@Y CARD.

For further information and fact sheets, visit the T.P@Y website: www.tpaysm.sm.

03.02.2017 Very interesting article by Mr. Apps. Read more at goo.gl/cgAKyv.

Consult the Fact Sheet to learn about the main features of the product. Click on the button below.

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