First Home Loan

Which are the characteristics:


option of a choice of rates
fixed and variable rate

Tax Advantage

deductibility of interest paid in the tax

Flat Rate

fix your rate, starting
from 2.50%

The low-interest mortgage for first-time home buyers

The subsidised mortgage for San Marino citizens who want to buy, build or renovate their first home.

We offer you numerous advantages:

  • subsidised rate, differentiated according to the duration of the loan
  • duration from 5 to 20 years
  • repayment in customised instalments
  • possibility to take advantage of pre-financing
  • deductibility of interest paid in the annual tax return
  • possibility of obtaining partial reimbursement of interest from the Social Services Fund for employees
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