Products
Discover all our products
Cassa di Risparmio is the San Marino bank created to offer clients security and innovative products in the economic and financial management of their assets. Its primacy in these areas is the result of a combination of values that make it unique.
We are a robust and dynamic bank and market leader in San Marino, with the ability to provide personalised, effective and confidential solutions to our clients’ needs.
Bank accounts
Businesses Bank Account
The service that offers companies numerous innovative solutions for the development of projects and business ideas
Retirees Bank Account
If you are a member of one of the three San Marino trade unions, enhance your pension
Privates Bank Account
The Conto Corrente Privati offers a wide range of products and services designed to accompany you every day!
Conto Until 26
GoGiovane: Until 26 is the account dedicated to all young people between the ages of 18 and 26
Conto Futuro
Conto Futuro supports your children from 0 to 18 years, offering a fixed annual return
TornaConto
Never had a current account with Carisp or are you a former customer? Discover the exceptional benefits
Conto Until 18
GoGiovane: Until 18 is an easy and dynamic account designed for our younger clients
Payment instruments
Credit Card T.P@Y
T.P@Y is the first payment institution under San Marino law, officially operating in the territory of San Marino.
Cartazzurra
Cartazzurra can be used worldwide, thanks to its dual technology (magnetic stripe and chip)
Online services
Welly Businesses
Welly Aziende is the service dedicated to companies that gives you online access to your bank branch, 24 hours a day, 365 days a year.
Welly Privates
The remote banking service that allows you to access your branch online, 24 hours a day
Loans and financing
Photovoltaic financing
The new product dedicated to corporate and private clients for the purchase of photovoltaic panels.
Websites & App financing
The product dedicated to Economic Operators for the creation of websites, e-commerce and apps.
Unsecured Business Loan
The Unsecured Loan is mainly intended for businesses, such as for the purchase of equipment and machinery
First Home Loan
The subsidised mortgage for San Marino citizens who want to buy, build or renovate their first home.
Fixed Rate First Home Loan
The mortgage that allows you to buy, build or renovate your first home, reserved for San Marino residents
Personal Loan
Whether it’s for the purchase of a new car or a special trip, we are always there to offer you various financing solutions
Reliance on Bank Account
Cassa di Risparmio gives you the flexibility to operate with a negative balance on your current account.
Prestissimo
Very soon is Cassa di Risparmio’s consumer loan plan designed to make your wishes come true
Savings and investments
Conto Previdente & Conto Previdente Plus
Conto Previdente Plus is a flexible retirement savings plan that allows you to choose the duration, frequency and amount of your payments.
Conto Previdente
Conto Previdente is a flexible product, which allows you to choose the amount, duration and frequency of your payments.
Private Banking
The Private Banking service provides you with financial advisers to make investment recommendations that best suit your needs
Management Movable Patrimonials
Do you want to delegate the management of your savings with peace of mind without having to deal with the ups and downs of the financial markets every day?
Mutual funds
Cassa di Risparmio offers you a wide choice of mutual funds. Choose your fund, build your assets.
Carisp Bonds
A secure and profitable investment… guaranteed by Cassa di Risparmio! Visit one of our branches now and find out the return on your funds.
Government bonds of the Republic of San Marino
A long-term investment for the diversification of your savings with the guarantee of the State of the Republic of San Marino.
Repurchase Agreements
A financial instrument that allows you to tie up your savings in a secure and transparent way, knowing in advance what the return will be.
Certificates of Deposit
Certificates of Deposit are the answer to your need for security and high returns
Other services
Virtual POS
With Cassa di Risparmio’s Virtual POS, you sell online and cash the money directly into your current account
Foreign Service
Transfers to international countries are simple, fast and secure, and we offer you all the solutions you need.
SBF Commercial Portfolio and Advance Invoices
Small businesses, companies and commercial firms can issue bank receipts or SDDs to collect their trade receivables.
Charge for Utilities and Bills
With the automatic billing of utilities on your current account, you no longer have to think about anything.
Mondadori’s subscriptions
Cassa di Risparmio’s initiative in partnership with Mondadori publishing continues. Take advantage of the discounts