Freelancers

Managing your finances

To meet the needs of self-employed professionals, Cassa di Risparmio has developed a range of flexible products that will help you optimise your time.
Remote cash collection and complete online management of your finances are just some of the services that we offer.

You can access your online account with a single click to stay in constant control of your professional and personal transactions!

Featured

Conto Previdente Plus

Conto Previdente Plus is a flexible retirement savings plan that allows you to choose the duration, frequency and amount of your payments.

Private Banking

The Private Banking service provides you with financial advisers to make investment recommendations that best suit your needs

Credit Card T.P@Y

T.P@Y is the first payment institution under San Marino law, officially operating in the territory of San Marino.

Bank accounts

Businesses Bank Account

The service that offers companies numerous innovative solutions for the development of projects and business ideas

Retirees Bank Account

If you are a member of one of the three San Marino trade unions, enhance your pension

Privates Bank Account

The Conto Corrente Privati offers a wide range of products and services designed to accompany you every day!

Econline

Easy, intuitive and, above all, environmentally friendly. No more queuing at the branch

Payment instruments

Credit Card T.P@Y

T.P@Y is the first payment institution under San Marino law, officially operating in the territory of San Marino.

Debit Card

The Carisp Debit Card can be used all over the world, thanks to its dual technology

Cartazzurra

Cartazzurra can be used worldwide, thanks to its dual technology (magnetic stripe and chip)

Online services

Welly Businesses

Welly Aziende is the service dedicated to companies that gives you online access to your bank branch, 24 hours a day, 365 days a year.

WellyApp

With WellyApp, your operations become even smarter

Welly Privates

The remote banking service that allows you to access your branch online, 24 hours a day

Loans and financing

Photovoltaic financing

The new product dedicated to corporate and private clients for the purchase of photovoltaic panels.

Websites & App financing

The product dedicated to Economic Operators for the creation of websites, e-commerce and apps.

Unsecured Business Loan

The Unsecured Loan is mainly intended for businesses, such as for the purchase of equipment and machinery

Reliance on Bank Account

Cassa di Risparmio gives you the flexibility to operate with a negative balance on your current account.

Leasing

Leasing is the right solution for you, thanks to an advantageous and customised offer

Savings and investments

Conto Previdente Plus

Conto Previdente Plus is a flexible retirement savings plan that allows you to choose the duration, frequency and amount of your payments.

Management Movable Patrimonials

Do you want to delegate the management of your savings with peace of mind without having to deal with the ups and downs of the financial markets every day?

Mutual funds

Cassa di Risparmio offers you a wide choice of mutual funds. Choose your fund, build your assets.

Carisp Bonds

A secure and profitable investment… guaranteed by Cassa di Risparmio! Visit one of our branches now and find out the return on your funds.

Repurchase Agreements

A financial instrument that allows you to tie up your savings in a secure and transparent way, knowing in advance what the return will be.

Certificates of Deposit

Certificates of Deposit are the answer to your need for security and high returns

Other services

POS

In a single POS, you can activate all SmaCard services and save the cost of an additional terminal.

SBF Commercial Portfolio and Advance Invoices

Small businesses, companies and commercial firms can issue bank receipts or SDDs to collect their trade receivables.

Charge for Utilities and Bills

With the automatic billing of utilities on your current account, you no longer have to think about anything.